Insurance and Billing

SWMTCHC accepts all insurances including Medicare, Medicaid and private insurance.

The clinic bills for services but please check with your specific insurance plan to determine if the clinic is in network and pays for services provided.

The clinic accepts non-insured patients and patients regardless of their ability to pay.

In both cases you may be eligible for a discount under the sliding fee program. To qualify, the patient must have household income below 200% of the federal poverty level, which is based on both household income and size. Proof is required.

If you have questions about the sliding fee, financial or billing issues, please call us at (406) 496-6000.

View Our Sliding Fee and Income Verification Form

Good Faith Estimate

As of January 2022, patients who don’t have insurance (or who are receiving health care services not covered by their insurance or are out of their insurance plan’s network) are entitled to receive an estimate for the cost of their upcoming appointment.

Referred to as a Good Faith Estimate (GFE), it will include the total expected cost of any non-emergency items or services. This includes any related costs on medical, dental, or behavioral health services provided.

Patients will receive the Good Faith Estimate in writing at least 1 business day prior to the service or item if it is scheduled at least 3 days out.

A Good Faith Estimate is NOT a bill.

If you receive a bill that is at least $400 more than the Good Faith Estimate, you can dispute the bill.

For questions or more information about your right to a Good Faith Estimate, visit: or call 1-800-985-3059.

If you are interested in learning more about your health insurance coverage options, please contact our Outreach and Enrollment Department at (406) 723-4075 ext 298.